Does Homeowners Insurance Cover Shower Pan Leaks?
Does Homeowners Insurance Cover Shower Pan Leaks? As a homeowner, it’s important to understand what types of damages are covered by your homeowners insurance policy. One common issue that homeowners may face is a shower pan leak. A shower pan leak occurs when the waterproof
Call Plumber or Insurance First: Which Should You Choose?
Call Plumber or Insurance First: Which Should You Choose? When faced with a plumbing issue in your home, it can be difficult to know whether to call a plumber or your insurance company first. Both options have their advantages and it ultimately depends on the
What is a Sworn Proof of Loss?
What is a Sworn Proof of Loss? A sworn proof of loss is a formal document that is required by insurance companies from policyholders who are filing a claim. It serves as a written statement that provides detailed information about the incident or loss that
Is a Water Leak Covered by Homeowners Insurance?
Is a Water Leak Covered by Homeowners Insurance? Yes, in most cases, a water leak is covered by homeowners insurance. However, the coverage may vary depending on the cause of the water leak and the specific policy you have. It’s important to understand the terms
Is a Bathtub Leak Covered by Homeowners Insurance?
Is a Bathtub Leak Covered by Homeowners Insurance? Whether a bathtub leak is covered by homeowners insurance depends on several factors, including the specifics of your insurance policy, the cause of the leak, and any previous damage or repairs. Factors That Determine Coverage for Bathtub
Does Homeowners Insurance Cover Refrigerator Leaks?
Does Homeowners Insurance Cover Refrigerator Leaks? Refrigerators are an essential appliance in most homes, keeping our food fresh and preventing spoilage. However, like any other appliance, refrigerators can sometimes develop leaks. These leaks can lead to water damage to your home and personal belongings. This
Why Do Insurance Companies Don’t Always Want You to Hire a Public Adjuster?
Why Do Insurance Companies Don’t Always Want You to Hire a Public Adjuster? Dealing with an insurance claim can be a challenging and overwhelming process. Many policyholders choose to hire a public adjuster to help navigate the complex world of insurance. However, insurance companies don’t
What Affects Homeowners Insurance Rates?
What Affects Homeowners Insurance Rates? As a homeowner, it’s important to understand the various factors that can impact your homeowners insurance rates. Insurance companies take several factors into consideration when determining the cost of your policy. By having a better understanding of these factors, you
What Is Coinsurance?
What Is Coinsurance? Coinsurance refers to a type of cost-sharing arrangement between an insurance company and the policyholder. It is a percentage of the total cost of a covered service that the policyholder is responsible for paying out-of-pocket, after meeting their deductible. The insurance company
What To Do If A Contractor Damages Your Property?
What To Do If A Contractor Damages Your Property? When hiring a contractor to work on your property, you expect them to complete the job to your satisfaction without causing any harm or damage. Unfortunately, accidents happen, and sometimes contractors may unintentionally cause damage to
