How to Get Earthquake Insurance the RIGHT Way

Earthquake Insurance

Home > Earthquake Damage > How to Get Earthquake Insurance the RIGHT Way How to Get Earthquake Insurance the RIGHT Way Whether you’re preparing to purchase your first homeowners’ insurance policy or considering updates to your existing plan, you may have noticed that earthquakes are not considered a covered loss by most providers. As public adjusters, we’ve […]

How Earthquake Insurance Policies Changed after the Northridge Earthquake

How Earthquake Insurance Policies Changed After The Northridge Earthquake

Home > Earthquake Damage > How Earthquake Insurance Policies Changed after the Northridge Earthquake How Earthquake Insurance Policies Changed after the Northridge Earthquake In 1994, Southern California was rocked by a 6.7 magnitude earthquake. The earthquake originated in the San Fernando Valley, with the city of Northridge as the epicenter. It devastated the surrounding areas […]

Building Code Upgrade Coverage: The Homeowner’s Cheat Sheet:

Building Code Upgrade Coverage Avner Gat Public Adjusters

Home > Insurance Appraisers > Building Code Upgrade Coverage: The Homeowner’s Cheat Sheet:  Building Code Upgrade Coverage: The Homeowner’s Cheat Sheet: When you purchase an insurance policy for your home, you should be aware that every year, your local Department of Housing passes laws to regulate the construction and layout of new buildings. Although this […]

Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry

A Guide To Insurance Coverage Limits for Jewelry

Home > Personal Property > Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry  Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry How much is your jewelry worth? How much would it cost to replace? As Los Angeles public adjusters, we’ve spent decades assisting local homeowners with insurance claims. In this city […]

How do I know if I need renters insurance?

Insurance

Home > Personal Property > How do I know if I need renters insurance?  How do I know if I need renters insurance? Do you currently rent an apartment or home? If the answer is yes, then you need renters insurance. It’s really as simple as that. Renters insurance is critical for anyone, and we […]

Your Homeowner’s Insurance Checklist for Buying a New House

Are you covered by homeowners insurance questionnaire on clipboard with a red pen

Home > Homeowners Insurance Policies > Your Homeowner’s Insurance Checklist for Buying a New House  Your Homeowner’s Insurance Checklist for Buying a New House Congratulations on your new home! As you prepare to relocate, you’ll have dozens of tasks on your plate, such as changing your address with the post office and scheduling movers. It’s […]

Your Guide to Living Expenses After a Homeowners Insurance Claim

Your Guide to Living Expenses After a Homeowners Insurance Claim

Home > Homeowners Insurance Policies > Your Guide to Living Expenses After a Homeowners Insurance Claim  Your Guide to Living Expenses After a Homeowners Insurance Claim What do you do when you’re facing the unimaginable? If your home is destroyed by a covered disaster, it’s difficult to determine how you will make ends meet during […]

California Wildfires: The Public Adjuster Perspective

Fire

Home > Fire Damage > California Wildfires: The Public Adjuster Perspective  California Wildfires: The Public Adjuster Perspective This week, I’m taking a break from my case study series to share my perspective on the recent wildfires that ravaged California. In November of 2018, the Woolsey, Hill and Camp wildfires destroyed an estimated 1.8 million acres […]

Handling Wind Damage to Your Roof

Home > Personal Property > Handling Wind Damage to Your Roof  Handling Wind Damage to Your Roof High-velocity winds can pose a threat to your home and property, including your vehicles and external structures. A few preventative measures, along with a basic understanding of your insurance policy, might help you lower the risk of wind […]

What are Home Insurance Special Limits?

Home > Homeowners Insurance Policies > What are Home Insurance Special Limits?  What are Home Insurance Special Limits? Read the title of this article and thought: “What DOES Homeowners Insurance Cover”?  Realized you don’t know the special limits of your policy? You’re not alone! Many policyholders will sign on the dotted line without being fully aware of […]