Have you recently experienced fire damage to your home? Many people assume that their insurance policy will cover firer damage. Fire insurance claims coverage varies on a contract to contract basis. The wording of your policy will dictate your specific entitlements. It’s important not to throw anything away before you’ve spoken with a public adjuster and your insurance company. Even if your belongings are unsalvageable, presenting them to the insurance company’s adjuster helps bolster your claim. In some cases, disposing of items prematurely can provide the grounds to deny certain aspects of your claim.