Experiencing water damage in your home? Many people assume that their insurance policy will cover water damage. Given that all policies differ, your policy may cover the sudden or accidental discharge of water into your home, including water line breaks or weather damage, but it may not cover sewer back-up. Most home insurance policies limit water damage coverage to water that hasn’t entered your home from the ground or sewer. Sudden and accidental bursts of plumbing pipes may be covered under your residential insurance policy, with specific requirements and limits that change from policy to policy.
Water damage insurance claims can leave you feeling lost, stressed, and unsure of how to proceed with your insurance company. Luckily, a dedicated public adjuster can help simplify the process. A public adjuster is an individual who evaluates the damage to your home and then helps you understand the entitlements of your policy. A public adjuster represents you and protects your interests – NOT the interests of the insurance company. Discover the difference by hiring a public adjuster for your water damage insurance claim!