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How Homeowners Insurance Premiums Changed in the Last Decade
How Homeowners Insurance Premiums Changed in the Last Decade Homeowners insurance premiums continue to rise year after year, and this trend is expected to continue into the future. According to the National Association of Insurance Commissioners (NAIC), as reported by ValuePenguin, homeowners insurance premiums have
What to Do if You Get a Bad Settlement Offer
What to Do if You Get a Bad Settlement Offer Getting a bad settlement offer from your insurance company after you lodged a claim is disappointing. Many people think they have no choice but to accept it. On the contrary, you do have a choice.
Could Business-Interruption Coverage Apply to COVID-19?
Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had an immediate and negative impact on the economy, causing numerous closures among retail stores, restaurants, and other consumer-facing businesses. As
How Your New Home-Office Could Become an Insurance Headache
How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason for this transition was the emergence of COVID-19, it was also reflective of shifting opinions on workplace culture. As a
Understanding Proof of Loss Declarations
Home > The Fire Damage Insurance Claim Process & How to Know if You’re Covered Understanding Proof of Loss Declarations If you are dealing with a homeowners’ insurance claim, the last thing you want is more paperwork. Unfortunately, you will likely need to submit a
The Fire Damage Insurance Claim Process & How to Know if You’re Covered
Home > The Fire Damage Insurance Claim Process & How to Know if You’re Covered The Fire Damage Insurance Claim Process & How to Know if You’re Covered Fire damage insurance claims can leave you feeling lost, stressed, and unsure how to proceed with your
Pet Coverage: What You Need to Know
Home > Pet Coverage: What You Need to Know Pet Coverage: What You Need to Know Did you know that over half of American households include a pet? Although dogs and cats are common members of the family, many homeowners do not know precisely how
Why You Should Revisit Your Fire Insurance Coverage this Summer
Home > Why You Should Revisit Your Fire Insurance Coverage this Summer Why You Should Revisit Your Fire Insurance Coverage this Summer When was the last time you reviewed your homeowner’s insurance policy? If you’re like most Los Angeles homeowners, you might not even remember
Insurance Claim Tips for Wildfire Survivors
Home > Homeowners Insurance Policies > The Pros and Cons of Using a Public Adjuster The Pros and Cons of Using a Public Adjuster Managing wildfire damage is one of the most challenging tasks that a homeowner can encounter. At a time when you may
Is It Safe To Live in A House With Smoke & Fire Damage?
Home > Homeowners Insurance Policies > The Pros and Cons of Using a Public Adjuster Is It Safe To Live in A House With Smoke & Fire Damage? After a fire, it can feel like your life has been turned upside down. Even if you
