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How homeowners insurance premiums changed in the last decade

How Homeowners Insurance Premiums Changed in the Last Decade

How Homeowners Insurance Premiums Changed in the Last Decade Homeowners insurance premiums continue to rise year after year, and this trend is expected to continue into the future. According to the National Association of Insurance Commissioners (NAIC), as reported by ValuePenguin, homeowners insurance premiums have

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What to do if you get a bad settlement offer

What to Do if You Get a Bad Settlement Offer

What to Do if You Get a Bad Settlement Offer Getting a bad settlement offer from your insurance company after you lodged a claim is disappointing. Many people think they have no choice but to accept it. On the contrary, you do have a choice.

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Photo of a sanitization professional hanging a closure sign on the door of a company experiencing business interruption due to COVID-19.

Could Business-Interruption Coverage Apply to COVID-19?

Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had an immediate and negative impact on the economy, causing numerous closures among retail stores, restaurants, and other consumer-facing businesses. As

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Photo of a sleek, modern home office that illustrates the concept of home offices affecting homeowners insurance coverage.

How Your New Home-Office Could Become an Insurance Headache

How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason for this transition was the emergence of COVID-19, it was also reflective of shifting opinions on workplace culture. As a

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This image shows a dilapidated home that was recently hit with a natural disaster and will require a proof of loss declaration

Understanding Proof of Loss Declarations

Home  > The Fire Damage Insurance Claim Process & How to Know if You’re Covered Understanding Proof of Loss Declarations If you are dealing with a homeowners’ insurance claim, the last thing you want is more paperwork. Unfortunately, you will likely need to submit a

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Concept are of a young family sitting in the living room with their dog, illustrating pet coverage in homeowners insurance.

Pet Coverage: What You Need to Know

Home > Pet Coverage: What You Need to Know Pet Coverage: What You Need to Know Did you know that over half of American households include a pet? Although dogs and cats are common members of the family, many homeowners do not know precisely how

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Firefighters are silhouetted against a blazing wildfire, illustrating the concepts of wildfire damage survivors

Insurance Claim Tips for Wildfire Survivors

Home > Homeowners Insurance Policies > The Pros and Cons of Using a Public Adjuster  The Pros and Cons of Using a Public Adjuster Managing wildfire damage is one of the most challenging tasks that a homeowner can encounter. At a time when you may

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