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What is Asbestos and Lead Testing All About?
What is Asbestos and Lead Testing All About? Asbestos and lead-based paint are present in millions of homes. If left undisturbed and if it’s not deteriorating, lead-based paint and asbestos-containing products are not hazardous. If you want to renovate your home or if it needs
The 3 Biggest Challenges of Managing Your Homeowners Insurance Claim
The 3 Biggest Challenges of Managing Your Homeowners Insurance Claim Going through an event that causes damage to your property is unpleasant. Unfortunately, the challenges of managing your homeowners insurance claim can be just as unpleasant. The three biggest challenges you might encounter are: 1.
Insurance Challenges of Listing Your Home for Vacation Rental
Insurance Challenges of Listing Your Home for Vacation Rental With the massive popularity of short-term hosting platforms such as Airbnb and Vrbo, more and more people are considering turning their home into a vacation rental. However, there are insurance challenges of listing your home for
How Homeowners Insurance Premiums Changed in the Last Decade
How Homeowners Insurance Premiums Changed in the Last Decade Homeowners insurance premiums continue to rise year after year, and this trend is expected to continue into the future. According to the National Association of Insurance Commissioners (NAIC), as reported by ValuePenguin, homeowners insurance premiums have
What to Do if You Get a Bad Settlement Offer
What to Do if You Get a Bad Settlement Offer Getting a bad settlement offer from your insurance company after you lodged a claim is disappointing. Many people think they have no choice but to accept it. On the contrary, you do have a choice.
Could Business-Interruption Coverage Apply to COVID-19?
Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had an immediate and negative impact on the economy, causing numerous closures among retail stores, restaurants, and other consumer-facing businesses. As
How Your New Home-Office Could Become an Insurance Headache
How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason for this transition was the emergence of COVID-19, it was also reflective of shifting opinions on workplace culture. As a
Understanding Proof of Loss Declarations
Home > The Fire Damage Insurance Claim Process & How to Know if You’re Covered Understanding Proof of Loss Declarations If you are dealing with a homeowners’ insurance claim, the last thing you want is more paperwork. Unfortunately, you will likely need to submit a
The Fire Damage Insurance Claim Process & How to Know if You’re Covered
Home > The Fire Damage Insurance Claim Process & How to Know if You’re Covered The Fire Damage Insurance Claim Process & How to Know if You’re Covered Fire damage insurance claims can leave you feeling lost, stressed, and unsure how to proceed with your
Pet Coverage: What You Need to Know
Home > Pet Coverage: What You Need to Know Pet Coverage: What You Need to Know Did you know that over half of American households include a pet? Although dogs and cats are common members of the family, many homeowners do not know precisely how
