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Concurrent Causation: Explained by a Public Adjuster Causality or causation is the relationship between cause and effect. For example, if we eat too much junk food and don’t exercise (cause), we’ll gain weight (effect). It seems straightforward and logical. However, causation, and especially concurrent causation,
Reasons to Hire a Commercial Public Adjuster for Your Business Loss One of the most difficult challenges a business owner might face is property damage and losses caused by an unforeseen event. Running a business takes hard work, and dealing with an event that affects
4 Ways Technology Is Changing Homeowners Insurance Claims The use of technology by insurance companies to better serve their customers has increased exponentially over the last decade. And the trend is showing no signs of slowing down. But it goes far beyond just providing better
Questions to Ask Your Insurance Provider About Wildfires Wildfires cost the United States billions of dollars every year. Their impact can be devastating to both the environment and people’s lives. The 2020 wildfires in California are a good case in point and highlighted the seriousness
How to Hire an Insurance Claim Contractor Dealing with a homeowners insurance claim and the insurance adjuster that’s been appointed by your insurance company can be difficult. However, it’s often a walk in the park compared to dealing with an insurance claim contractor. You typically
How Do I Know I Am Dealing With a Licensed Public Adjuster? Many people are not aware of the laws governing public adjusters. When you are dealing with a large or complicated insurance claim, you might need the services of a licensed public adjuster. The
What is Asbestos and Lead Testing All About? Asbestos and lead-based paint are present in millions of homes. If left undisturbed and if it’s not deteriorating, lead-based paint and asbestos-containing products are not hazardous. If you want to renovate your home or if it needs
The 3 Biggest Challenges of Managing Your Homeowners Insurance Claim Going through an event that causes damage to your property is unpleasant. Unfortunately, the challenges of managing your homeowners insurance claim can be just as unpleasant. The three biggest challenges you might encounter are: 1.
Insurance Challenges of Listing Your Home for Vacation Rental With the massive popularity of short-term hosting platforms such as Airbnb and Vrbo, more and more people are considering turning their home into a vacation rental. However, there are insurance challenges of listing your home for
How Homeowners Insurance Premiums Changed in the Last Decade Homeowners insurance premiums continue to rise year after year, and this trend is expected to continue into the future. According to the National Association of Insurance Commissioners (NAIC), as reported by ValuePenguin, homeowners insurance premiums have