"We protect homeowners from the games and fine print that insurance companies are known for."

Avner Gat, President

Your Trusted Los Angeles Public Adjuster


I’m Avner Gat. I’ve been a public adjuster for over 15 years, fighting on behalf of my clients in front of large insurance companies who are often trying to avoid their responsibilities. Over the past 15 years, I have personally trained the team at Avner Gat, Inc., which is why I am so confident when I say that I work with the most knowledgeable, ethical, and hardworking group of adjusters you will ever meet.

Our business is quite simple. We know the ins and outs of homeowners insurance policies, how to read them, and how to provide insurance companies with the information that they need to get our clients what they are owed under their policies. We have extensive experience in both residential and commercial claims, providing the expertise you need for success.

One of my favorite things is to share my knowledge with people in the community. If you’re dealing with a homeowners insurance claim, or a home damage event and are thinking about filing a claim, call me and I’ll be happy to talk to you about your situation. I’m old school, so you can always reach me on my personal line (818) 917-5256, or, if you prefer to send me a message, just click on the Ask Avner button anywhere on the website and I’ll respond within 24 hours.

Wishing you all the best with your insurance claim,

Avner Gat
President of Avner Gat, Inc.


Services Water Damage

Water Damage

Experiencing water damage in your home? Many people assume that their insurance policy will cover water damage. Given that all policies differ, your policy may cover...

Services Fire Damage

Fire Damage

Have you recently experienced fire damage to your home? Fire insurance claims coverage varies on a contract to contract basis. The wording of your policy will...

Services Theft Loss

Theft Loss

If you experience a theft, be sure to immediately document and report the loss. Even if you don’t believe the item can be recovered, reporting the burglary...


In most cases, insurance policyholders do not have much experience negotiating with their insurance companies. Corporate adjusters often ask leading questions and misinterpret your words and actions to suit their needs. This practice enables them to belittle or deny your loss. A public adjuster can step in to fight for you! An early mistake could end up costing thousands of dollars! Although your insurance company is required to inform you of all coverages that may be triggered by your loss, they frequently fail to disclose or explain this information. You may not be aware of your full entitlement. An insurance claims public adjuster in Los Angeles can review your policy while helping you understand what parts of your claim will be covered.


Resources Homeowners Insurance

Policies Comparison

We’ve all seen those bright, cheerful ads offering us affordable and reliable homeowners’ insurance. It can be hard to...

Services Coverage


Before you sign on the dotted line, be sure you have a full understanding of the limits of your homeowners insurance...

Services Cost Factors

Cost Factors

Are you overpaying for homeowners insurance? Every policyholder dreads the day they have to file a claim...