Are you overpaying for homeowners insurance? Every policyholder dreads the day they have to file a claim. At Avner Gat, we understand that you want to be sure you’re covered, but you don’t want to pay for more protection than you need. Typically, when you purchase an insurance policy, your agent or broker will explain the reasoning behind your rate. For example, when you purchase auto insurance, your policy might be more expensive based on previous accidents and police reports. Unfortunately, when it comes to homeowners insurance, many people are not fully aware of the factors that influence homeowners insurance cost.
Whether you’ve renewed an existing policy for years or whether you’re shopping for coverage, we’ve compiled a list of factors that can influence your homeowners insurance cost: