An insurance claim is a formal request sent to an insurance company asking for compensation for damages that are covered under the terms of the insurance policy. The claim process involves listing, describing and valuing everything that was damaged or destroyed, meeting with adjusters, and sometimes contractors, and reviewing reports and estimates. It is very helpful to have a public adjuster on your side helping you navigate the process from start to finish.
Every insurance policy is different and there are many variables involved in determining whether your accident is covered. In the case of homeowners insurance, your insurance provider will dispatch an adjuster who will evaluate the damage and make a recommendation based on their experience, as well as the details of your policy and coverage. The process of filing an insurance claim varies depending on the type of coverage in question.