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“Avner Gat negotiates on your behalf to make sure you’re getting the best possible outcome.”

– Mike Simpson

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“Take a deep breath, then you call Avner Gat, one of the California’s largest public adjusting firms; Avner experienced it all”

– Scott Kaplan

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“They’ve got the experience and the industry know-how”

– Randy Wang

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“Ellos se encargan de pelear por ti hasta las últimas consecuencias…”

– Ysaac álvarez

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Avner Gat Inc. Public Insurance Adjusters logo

“Avner Gat negotiates on your behalf to make sure you’re getting the best possible outcome.”

– Mike Simpson

0:00
0:00
“Take a deep breath, then you call Avner Gat, one of the California’s largest public adjusting firms; Avner experienced it all”

– Scott Kaplan

0:00
0:00

“They’ve got the experience and the industry know-how”

– Randy Wang

0:00
0:00

“Ellos se encargan de pelear por ti hasta las últimas consecuencias…”

– Ysaac álvarez

0:00
0:00
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Meticulous close-up of a home's exterior covered in heavy branching cracks, with the concrete driveway and the street in front broken up and fractured. This depicts critical disaster-level ground and structural damage, providing visual proof to validate major loss claims and counter insurance company resistance. Bleak atmosphere with a dark, cloudy sky.

Earthquake Damage Claims Adjuster in Los Angeles

Seismic devastation happens without warning. As your public adjusters, we work to protect you through the complexities of recovery to maximize your payout.

Schedule a Free Consultation
  • Professional representation for seismic property damage.
  • Strictly contingency-based—no upfront fees.
  • Dedicated advocacy to help you maximize your payout.
Avner and Nira Gat... in cartoon form.
Avner and Nira Gat... in cartoon form.
Speak With Avner’s Team
(818) 917-5256
Speak With Avner’s Team
Severe residential structural failure: A white house with brown shutters showing a massive hole and jagged cracks in the lower exterior wall and brick foundation. The foreground is covered in heavy debris, including broken tiles, wooden planks, and rubble, serving as critical visual evidence for major loss insurance clai

Our goal

We protect your interests and help you secure a fair and accurate settlement.

What We Can Do For You As Your Public Adjusters

We are independent professionals enlisted by individuals seeking a steadfast advocate. Unlike insurer-appointed adjusters, our allegiance lies squarely with our clients.

We work to reestablish the balance of power that is often skewed in favor of insurance companies, managing the bureaucratic complexities of your claim with professionalism.

Why Southern California Homeowners Choose Avner Gat, Inc.

  • Decades of Claims Experience

    We possess a deep-rooted comprehension of earthquake policies, claims procedures, and industry standards.

  • Independent Advocacy

    We have no vested interest in minimizing claims; our partnership is aimed at securing your most favorable outcome.

  • Contingency-Based Results

    We operate on a success basis—we don’t get paid unless you do. No upfront financial burden or retainers.

  • Professional Resolution

    Our team quickly organizes comprehensive documentation to substantiate your loss and eliminate unnecessary bottlenecks.

  • Equitable Representation

    We decipher complex insurance contracts to determine the maximum entitlement owed to you under your specific policy.
avner gat inc water damage team

Navigating the Complexities of Seismic Damage Intro

Earthquake claims are multifaceted and demand strategic decision-making. We ensure every detail is addressed to maximize 
your payout.

Get Our Team’s Help

Clarifying the exclusion of earthquake damage in standard homeowners policies and identifying the protections within your dedicated earthquake insurance.

Managing the strict time constraints and notification requirements that insurance companies demand to avoid a claim denial.

Coordinating with contractors and various vendors to ensure repair estimates reflect the true seismic force impact on your structure.

Managing experts to decipher the geological and contractual nuances that differentiate earthquake damage from other natural disasters.

Presenting a forensically supported case to the insurance carrier using an arsenal of evidence and detailed documentation.

Earthquake claims are multifaceted and demand strategic decision-making. We ensure every detail is addressed to maximize 
your payout.

Get Our Team’s Help

What Happens During Your Claim

If your claim is delayed or underpaid our public adjusters are ready to help.

Get Our Team’s Help
A woman in a high-visibility safety vest stands before a residential home with large exterior wall cracks and a heavily fractured asphalt driveway, documenting evidence on a clipboard. This visual proof validates major loss claims and supports the "Claim Process" needed to overcome insurance company resistance.

Policy Analysis

Conducting a detailed review of earthquake-specific coverages and sublimits to identify all available benefits.

Three firefighters wearing "LAFD" hard hats and high-visibility "US&R" vests write on clipboards in front of a tan house with extensive exterior cracking, collapsed front porch, and broken windows. A fourth responder inspects damage on the left. In the background, an LAFD emergency truck is parked, and a fallen trash bin is on the sidewalk. This visual evidence validates major losses and supports the detailed claim process needed for recovery.

Rapid Notification

Signaling your formal intent to initiate the process within the insurer’s required timeline to protect your rights.

A professional woman identified as a "Structural Assessor" takes a detailed photo of a large diagonal crack in an interior wall using a DSLR camera. She holds a rugged tablet displaying property floor plans while orange markers and a measuring tape identify the specific damage ("CRACK 4 - 2.1cm"), ensuring meticulous evidence for an insurance claim.

Damage Documentation

Organizing evidence from expert partners to substantiate the loss, including structural and foundation evaluations.

A professional woman in a high-visibility safety vest sits at a wooden table reviewing a detailed "Construction Cost Estimate" and insurance claim documents. A calculator and tape measure are visible on the table, emphasizing a meticulous loss assessment. Through the window behind her, a house with severe structural cracking is visible, providing visual proof of the onsite evaluation process for earthquake damage.

Process Management

Managing the red tape and administrative hurdles that often overshadow the recovery process during chaos.

A senior female public adjuster wearing an "Avner Gat" branded shirt discusses an insurance document with a client in a living room showing severe structural damage. The background features large cracks in the white walls and debris on the floor, providing visual validation of the professional assessment process for major loss claims.

Professional Negotiation

Handling all direct communications with the insurance company to counter restrictive interpretations of your coverage.

John DoeCEO

If your claim is delayed or underpaid our public adjusters are ready to help.

Get Our Team’s Help
close up of hands holding house or home model

Specialized Earthquake Loss Recovery

  • Structural foundation and seismic force impact analysis coordinated with specialized technical experts.
  • Dedicated earthquake policy interpretation.
  • Coordination with restoration contractors and vendors.
  • Claims requiring immediate notification and adherence to contract terms.

We handle residential and commercial earthquake damage claims throughout Los Angeles.

Frequently Asked Questions

No. Standard policies generally exclude seismic events. You must turn to a dedicated earthquake insurance policy for protection.

We act as your partner to balance the scale of power, managing the complexities and “red tape” so you can focus on your recovery.

Yes. Insurance companies require swift notice. Delays in notification can potentially lead to a denial of your claim rights.

Helpful Resources for Your Claim

Learn more about the claims process, common damages, and how to protect your settlement.

house destroyed by fire

IDENTIFY YOUR Fire DAMAGE

Learn about smoke, soot, and structural classifications to ensure every detail of your loss is documented with professionalism.

Identify Your Damage
How to File a Homeowners Insurance Claim

How to File a Homeowners Insurance Claim: Step-by-Step Guide

How to File a Homeowners Insurance Claim: Step-by-Step Guide Filing a homeowners’ insurance claim often happens during an already stressful time. Property damage disrupts routines.

See How It Works