Your Guide to Additional Living Expenses (ALE) Coverage
Your Guide to Additional Living Expenses (ALE) Coverage When unforeseen events make your home uninhabitable, the financial implications of such events can extend beyond the simple everyday repair costs. Additional Living Expenses (ALE) coverage in your homeowners insurance policy is especially designed to alleviate the
What to Know About Homeowners’ Insurance Claims for Theft
What to Know About Homeowners’ Insurance Claims for Theft Theft will never be just about losing your valuables – it also means losing your peace of mind. Whether it’s a home break-in or stolen property, the experience is deeply unsettling. That’s why it’s so important
A Homeowner’s Guide to Effective Water Damage Remediation
A Homeowner’s Guide to Effective Water Damage Remediation Water damage doesn’t give warnings. One day you’d be enjoying your morning coffee, the next you’re standing ankle-deep in your basement wondering where and what went wrong. Whether the culprit is a burst pipe, a leaking roof,
Water Damage vs. Mold: Spot the Difference & Act Fast
Water Damage vs. Mold: Spot the Difference & Act Fast Water damage and mold are closely linked, but they’re not the same. One is a cause, the other is a consequence. And if you’re a property owner dealing with either, timing is everything for you.
Pros and Cons of Hiring a Public Adjuster in Los Angeles
Pros and Cons of Hiring a Public Adjuster in Los Angeles Facing property damage and wrestling with insurance paperwork is stressful. In a city like Los Angeles, where, wildfires, and floods are realities, having an expert ally (public adjuster) on your side will probably make
What to Do When a Neighbor’s Fire Spreads to Your Home
What to Do When a Neighbor’s Fire Spreads to Your Home A fire next door can turn your world upside down in minutes. Whether it’s smoke damage, scorched siding, or a roof compromised by flames, the aftermath is stressful and confusing. The big question: Who
Your Complete Homeowners Insurance Glossary
Your Complete Homeowners Insurance Glossary Homeowners’ insurance can feel like learning a new language. Between deductibles, endorsements, and exclusions, it’s easy to get overwhelmed. That’s why Avner Gat, Inc. created this no-fluff glossary, so you can finally understand what your policy is really saying. Whether
Why Does My Insurance Company Want to Inspect My House?
Why Does My Insurance Company Want to Inspect My House? Receiving a notice that your insurance company plans to inspect your home can be unexpected. However, this step is a standard procedure aimed at ensuring both the homeowner and the insurer are adequately protected. Understanding
Insurance Adjuster vs. Contractor: Who Does What in Property Damage Claims?
Insurance Adjuster vs. Contractor: Who Does What in Property Damage Claims? When disaster strikes your property, understanding the distinct roles of insurance adjusters and contractors is crucial. While both are integral to the recovery process, their responsibilities differ significantly. Let’s delve into these roles to
Warm Spot on the Floor? It Could Be a Slab Leak!
Warm Spot on the Floor? It Could Be a Slab Leak! Have you ever stepped onto your floor and noticed an unexpected warm spot? While it might seem like a minor anomaly, it could be a red flag signaling a serious issue—a slab leak. Understanding
