How Earthquake Insurance Policies Changed after the Northridge Earthquake In 1994, Southern California was rocked by a 6.7 magnitude earthquake. The earthquake originated in the

Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry How much is your jewelry worth? How much would it cost to replace? As Los

How do I know if I need renters insurance? Do you currently rent an apartment or home? If the answer is yes, then you need

California Wildfires: The Public Adjuster Perspective This week, I’m taking a break from my case study series to share my perspective on the recent wildfires

What are Home Insurance Special Limits? Read the title of this article and thought: “What DOES Homeowners Insurance Cover”?  Realized you don’t know the special limits of

Everything You Need to Know about Insurance Claims & Insurance Adjusters The process of filing a claim involves many actors, at Avner Gat, Inc, our

Finding A Public Adjuster for Fire Insurance Claims When you are suffering from smoke and fire damage, the last thing that you want is to

Understanding Proof of Loss Declarations If you are going through the process of filing a home insurance claim in the Los Angeles area, you are

Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had

How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason