No one wants to think about earthquakes. You’ve invested time and money in your home, and so many of your memories have been created there. Why would you think about a future where all of that could be destroyed? Unfortunately, if you live in Southern California, you have no choice but to think about and […]
Whether you’re preparing to purchase your first homeowners’ insurance policy or considering updates to your existing plan, you may have noticed that earthquakes are not considered a covered loss by most providers. As public adjusters, we’ve seen what happens when an earthquake destroys the homes of individuals without earthquake coverage. Unfortunately, it typically results in […]
When you’re shopping for something as important as earthquake insurance, it’s natural that you’ll want to get the biggest bang for your buck! In California, insurance providers are required by law to offer earthquake coverage. When you receive this offer, you don’t need to accept it immediately (or at all). You always have the right […]
How much do you know about the California Earthquake Authority? From the name of the organization, you can imagine that it might play a role in statewide earthquake risk mitigation. Although that is true, it does not fully explain the unique role of the CEA as a government entity. We’ve worked with dozens of homeowners […]
In 1994, Southern California was rocked by a 6.7 magnitude earthquake. The earthquake originated in the San Fernando Valley, with the city of Northridge as the epicenter. It devastated the surrounding areas – turning freeways to rubble, derailing freight trains, crumbling buildings, and sparking fires that covered entire cities with smoke. The Northridge earthquake was […]
When you’re faced with water damage, it can feel like everything is working against you. After faithfully paying your insurance premiums for years, you expect that your provider to help pay for repairs. Unfortunately, some accidents may not be covered by your policy, leaving you to wonder why your insurance company won’t pay for your […]
When you purchase an insurance policy for your home, you should be aware that every year, your local Department of Housing passes laws to regulate the construction and layout of new buildings. Although this may seem like it won’t affect you, the truth is, these laws impact the way your home would be rebuilt in […]
How much is your jewelry worth? How much would it cost to replace? As Los Angeles public adjusters, we’ve spent decades assisting local homeowners with insurance claims. In this city of lights and dazzling luxury, we’ve noticed that many homeowners struggle with obtaining adequate insurance coverage for their accessories. To help you select the right […]
As public adjusters, we’ve helped hundreds of families negotiate their homeowners’ insurance claims. For over 15 years, we’ve taken cases involving fire damage, water damage, earthquakes, floods, theft, and wind damage. While every claim is unique, there are certain trends we’ve seen throughout our years of experience. Here are the common mistakes homeowners make when […]
Do you currently rent an apartment or home? If the answer is yes, then you need renters insurance. It’s really as simple as that. Renters insurance is critical for anyone, and we can’t stress this enough to young people who often overlook this important insurance. Renters insurance is the only way to protect yourself from […]
