Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had

How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason

Reasons to Hire a Commercial Public Adjuster for Your Business Loss One of the most difficult challenges a business owner might face is property damage

What Does Loss Of Use Insurance Cover? Loss of Use Insurance is a type of coverage that is included in most homeowners and renters insurance

What Is A Contract Of Adhesion In Insurance? A contract of adhesion, also known as a standard form contract, is a type of contract commonly

What Is Builders Risk Insurance For Homeowners? Builders Risk Insurance is a type of property insurance specifically designed to protect homeowners during the construction or

What is Non-Recoverable Depreciation? Non-recoverable depreciation refers to the loss of value in an asset that cannot be recovered or reversed. It is an accounting

Why Does My Insurance Company Want to Inspect My House? Your insurance company wants to inspect your house to assess the condition and risks associated

The Purpose of Coinsurance Provisions Coinsurance is a provision that is commonly found in insurance policies, and it serves an important purpose for both the

Which Is Better: Replacement Cost Or Actual Cash Value? Replacing a damaged or destroyed property can be a costly affair. That’s why it’s important to

Understanding Earthquake Insurance Deductibles Earthquake insurance is an important coverage to consider if you live in an area prone to seismic activity. However, it’s essential