Insurance Adjuster vs. Contractor: FAQs Answered
Insurance Adjuster vs. Contractor: FAQs Answered None of us can predict if or when we will suffer damage to our property due to a sudden and accidental event. But when it happens, it might be hard to understand which parties are involved and their responsibilities.
How to Deal With an Insurance Adjuster After a House Fire
How to Deal With an Insurance Adjuster After a House Fire After experiencing a house fire, one of the most important things to do is to file an insurance claim. However, the process of dealing with an insurance adjuster can be overwhelming, especially during such
Do Homeowners Policies Limit Coverage on Your Valuables?
Do Homeowners Policies Limit Coverage on Your Valuables? Not sure if your homeowners insurance policy limits coverage on your valuables? You might be in for a shock when you file an insurance claim for losses caused by a covered event! Valuables include high-value or rare
How to Speed up a Homeowners Insurance Claim
How to Speed up a Homeowners Insurance Claim When you file a homeowners insurance claim for a covered event, it sets a process in motion. In theory, the process is simple, easy, and follows predictable stages. However, in practice, it’s not always that straightforward. Insurance
Easy Ways to Make a Home Inventory List for Insurance
Easy Ways to Make a Home Inventory List for Insurance Making and updating a home inventory list for insurance purposes may seem cumbersome and time-consuming. It’s often the last thing on the to-do list of many homeowners. However, having one at hand can make it
Does Homeowners Insurance Cover Plumbing and Leaks?
Does Homeowners Insurance Cover Plumbing and Leaks? Not sure if your homeowners insurance policy covers plumbing and leaks? You’re not alone! Reading through a standard HO-3 homeowners insurance policy to determine if your insurer covers plumbing and leaks can be confusing and frustrating. You might
6 Things Your Insurance Company Doesn’t Want You to Know
6 Things Your Insurance Company Doesn’t Want You to Know According to statistics published by the Insurance Information Institute, the U.S. insurance industry is a trillion-dollar industry employing nearly three million people. It’s a profit-driven industry paying close to $25 billion in premium taxes every
What Does Additional Living Expense (ALE) Insurance Cover?
What Does Additional Living Expense (ALE) Insurance Cover? If you have standard homeowners, condo, or renters insurance, you typically have additional living expense (ALE) coverage in your policy. It comes in handy if your home is uninhabitable due to a covered event such as smoke
What Is Recoverable Depreciation in an Insurance Policy?
What Is Recoverable Depreciation in an Insurance Policy? When you file a homeowners insurance claim for a covered loss, the amount your insurance company pays out will typically depend on two factors, namely: Your coverage limits, and The type of coverage you have – replacement
Optional Homeowners Insurance Coverage: Do You Need It?
Optional Homeowners Insurance Coverage: Do You Need It? As a homeowner, you rely on your insurance policy to protect your investment and provide financial security in the event of unforeseen damages. This is where a public adjuster in Santa Clarita can be an invaluable resource.
