Questions to Ask Your Insurance Provider About Wildfires
Questions to Ask Your Insurance Provider About Wildfires Wildfires cost the United States billions of dollars every year. Their impact can be devastating to both the environment and people’s lives. The 2020 wildfires in California are a good case in point and highlighted the seriousness
How to Hire an Insurance Claim Contractor
How to Hire an Insurance Claim Contractor Dealing with a homeowners insurance claim and the insurance adjuster that’s been appointed by your insurance company can be difficult. However, it’s often a walk in the park compared to dealing with an insurance claim contractor. You typically
How Do I Know I Am Dealing With a Licensed Public Adjuster?
How Do I Know I Am Dealing With a Licensed Public Adjuster? Many people are not aware of the laws governing public adjusters. When you are dealing with a large or complicated insurance claim, you might need the services of a licensed public adjuster. The
What is Asbestos and Lead Testing All About?
What is Asbestos and Lead Testing All About? Asbestos and lead-based paint are present in millions of homes. If left undisturbed and if it’s not deteriorating, lead-based paint and asbestos-containing products are not hazardous. If you want to renovate your home or if it needs
The 3 Biggest Challenges of Managing Your Homeowners Insurance Claim
The 3 Biggest Challenges of Managing Your Homeowners Insurance Claim Going through an event that causes damage to your property is unpleasant. Unfortunately, the challenges of managing your homeowners insurance claim can be just as unpleasant. The three biggest challenges you might encounter are: 1.
Insurance Challenges of Listing Your Home for Vacation Rental
Insurance Challenges of Listing Your Home for Vacation Rental With the massive popularity of short-term hosting platforms such as Airbnb and Vrbo, more and more people are considering turning their home into a vacation rental. However, there are insurance challenges of listing your home for
How Homeowners Insurance Premiums Changed in the Last Decade
How Homeowners Insurance Premiums Changed in the Last Decade Homeowners insurance premiums continue to rise year after year, and this trend is expected to continue into the future. According to the National Association of Insurance Commissioners (NAIC), as reported by ValuePenguin, homeowners insurance premiums have
What to Do if You Get a Bad Settlement Offer
What to Do if You Get a Bad Settlement Offer Getting a bad settlement offer from your insurance company after you lodged a claim is disappointing. Many people think they have no choice but to accept it. On the contrary, you do have a choice.
Could Business-Interruption Coverage Apply to COVID-19?
Could Business-Interruption Coverage Apply to COVID-19? In March of 2020, California entered a state of emergency due to the COVID-19 pandemic. The dangerous virus had an immediate and negative impact on the economy, causing numerous closures among retail stores, restaurants, and other consumer-facing businesses. As
How Your New Home-Office Could Become an Insurance Headache
How Your New Home-Office Could Become an Insurance Headache In 2020, there was a surge in home-office constructions throughout Southern California. While the primary reason for this transition was the emergence of COVID-19, it was also reflective of shifting opinions on workplace culture. As a
