Homeowners Insurance: How to Avoid Being Underinsured
Homeowners Insurance: How to Avoid Being Underinsured Homeowners insurance is designed with the intention of giving you peace of mind that in the event of a covered loss, you won’t find yourself in a financial predicament. However, if you’re underinsured, you might incur tens of
Elderly Insurance Claims Tips for Seniors in California (65 and Older)
Elderly Insurance Claims Tips for Seniors in California (65 and Older) Seniors are often disadvantaged by insurance agents who don’t take sufficient care to explain policy details or provide them with adequate assistance. As a result, many seniors don’t know or understand what they’re insured
Will Your Homeowners Insurance Cover Your Leaking Roof?
Will Your Homeowners Insurance Cover Your Leaking Roof? A leaking roof can be a nightmare for any homeowner. Not only can it damage your ceiling and walls, but it can also cause damage to your floors and the contents of your home. So, will your
Insurance Considerations Before Moving Into Your New Home
Insurance Considerations Before Moving Into Your New Home Buying a home is a dream come true for many people. However, it can be a complex process that might leave you bewildered. There are many new terms to get used to, such as good faith estimate,
Public Adjusters vs. Independent Adjusters
Public Adjusters vs. Independent Adjusters When you file a claim for a covered event under your homeowners or business insurance policy, your insurer will assign an adjuster to handle the claim. Many people are not aware there are different types of adjusters or cannot tell
What Kind of Insurance Does Your Public Adjuster Need?
What Kind of Insurance Does Your Public Adjuster Need? Many states require public adjusters to be licensed. It includes having the necessary “insurance” in the form of a surety bond. Licensing procedures vary from state to state but public adjusters will typically have to comply
Beware of Improper Insurance Claim Denials for Water Damage
Beware of Improper Insurance Claim Denials for Water Damage Many homeowners pay their insurance premiums for years thinking they are adequately insured against events such as water damage. When they do eventually file a claim for water damage, they are shocked and angry when their
Concurrent Causation: Explained by a Public Adjuster
Concurrent Causation: Explained by a Public Adjuster Causality or causation is the relationship between cause and effect. For example, if we eat too much junk food and don’t exercise (cause), we’ll gain weight (effect). It seems straightforward and logical. However, causation, and especially concurrent causation,
5 Ways a Commercial Public Adjuster Can Help Your Business
Reasons to Hire a Commercial Public Adjuster for Your Business Loss One of the most difficult challenges a business owner might face is property damage and losses caused by an unforeseen event. Running a business takes hard work, and dealing with an event that affects
4 Ways Technology Is Changing Homeowners Insurance Claims
4 Ways Technology Is Changing Homeowners Insurance Claims The use of technology by insurance companies to better serve their customers has increased exponentially over the last decade. And the trend is showing no signs of slowing down. But it goes far beyond just providing better
