Breach of insurance contract

Beware of Improper Insurance Claim Denials for Water Damage

Beware of Improper Insurance Claim Denials for Water Damage Many homeowners pay their insurance premiums for years thinking they are adequately insured against events such as water damage. When they do eventually file a claim for water damage, they are shocked and angry when their

Read More »
Cause and effect in concurrent causation

Concurrent Causation: Explained by a Public Adjuster

Concurrent Causation: Explained by a Public Adjuster Causality or causation is the relationship between cause and effect. For example, if we eat too much junk food and don’t exercise (cause), we’ll gain weight (effect). It seems straightforward and logical. However, causation, and especially concurrent causation,

Read More »
Innovative business technology

4 Ways Technology Is Changing Homeowners Insurance Claims

4 Ways Technology Is Changing Homeowners Insurance Claims The use of technology by insurance companies to better serve their customers has increased exponentially over the last decade. And the trend is showing no signs of slowing down. But it goes far beyond just providing better

Read More »
Wildfire in a wood in California

Questions to Ask Your Insurance Provider About Wildfires

Questions to Ask Your Insurance Provider About Wildfires Wildfires cost the United States billions of dollars every year. Their impact can be devastating to both the environment and people’s lives. The 2020 wildfires in California are a good case in point and highlighted the seriousness

Read More »
Insurance claim contractor looking at laptop

How to Hire an Insurance Claim Contractor

How to Hire an Insurance Claim Contractor Dealing with a homeowners insurance claim and the insurance adjuster that’s been appointed by your insurance company can be difficult. However, it’s often a walk in the park compared to dealing with an insurance claim contractor. You typically

Read More »
Asbestos and lead testing

What is Asbestos and Lead Testing All About?

What is Asbestos and Lead Testing All About? Asbestos and lead-based paint are present in millions of homes. If left undisturbed and if it’s not deteriorating, lead-based paint and asbestos-containing products are not hazardous. If you want to renovate your home or if it needs

Read More »
Vacation rental insurance for owners

Insurance Challenges of Listing Your Home for Vacation Rental

Insurance Challenges of Listing Your Home for Vacation Rental With the massive popularity of short-term hosting platforms such as Airbnb and Vrbo, more and more people are considering turning their home into a vacation rental. However, there are insurance challenges of listing your home for

Read More »