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"We protect homeowners from the games and fine print that insurance companies are known for."

Avner Gat, President

Avner and Nira Gat... in cartoon form.

Your Trusted California Public Adjuster


I’m Avner Gat. I’ve been a public adjuster for over 15 years, fighting on behalf of my clients in front of large insurance companies who are often trying to avoid their responsibilities. Over the past 15 years, I have personally trained the team at Avner Gat, Inc., which is why I am so confident when I say that I work with the most knowledgeable, ethical, and hardworking group of adjusters you will ever meet.

Our business is quite simple. We know the ins and outs of homeowners insurance policies, how to read them, and how to provide insurance companies with the information that they need to get our clients what they are owed under their policies. We have extensive experience in both residential and commercial claims, providing the expertise you need for success.

One of my favorite things is to share my knowledge with people in the community. If you’re dealing with a homeowners insurance claim, or a home damage event and are thinking about filing a claim, call me and I’ll be happy to talk to you about your situation. I’m old school, so you can always reach me on my personal line (818) 917-5256, or, if you prefer to send me a message, just click on the Ask Avner button anywhere on the website and I’ll respond within 24 hours.

Wishing you all the best with your insurance claim,

Avner Gat
President of Avner Gat, Inc.

Meet the Team

What to Expect
After Calling Us

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Services Water Damage

Water Damage

Experiencing water damage in your home? We can help you manage your water damage homeowners' insurance claim and get you the settlement you are entitled to.

Services Fire Damage

Fire Damage

Have you recently experienced fire damage to your home? We handle the paperwork and negotiating so you can focus on the needs of you and your loved ones.

Services Theft Loss

Theft Loss

If you experience a theft, be sure to immediately document and report the loss. That way we can help you get the best possible settlement for your loss.

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In most cases, insurance policyholders do not have much experience negotiating with their insurance companies. Corporate adjusters often ask leading questions and misinterpret your words and actions to suit their needs. This practice enables them to belittle or deny your loss. A public adjuster can step in to fight for you! An early mistake could end up costing thousands of dollars! Although your insurance company is required to inform you of all coverages that may be triggered by your loss, they frequently fail to disclose or explain this information. You may not be aware of your full entitlement. An insurance claims public adjuster in Los Angeles can review your policy while helping you understand what parts of your claim will be covered.


Compare different policies

Policies Comparison

We can help you cut through the confusing insurance jargon and get a better understanding of which policy options cover your needs.

Understand your coverages


Before you sign on the dotted line, be sure you have a full understanding of the limits of your homeowners insurance policy to ensure your coverage is sufficient.

Understand cost factors

Cost Factors

Are you overpaying for homeowners insurance? Learn more about the various cost factors that go into calculating your policy's premium.