Home > Public Adjuster in San Diego

#1 Public Adjuster in San Diego

When disaster impacts your home or business in San Diego, navigating the complexities of an insurance claim can be overwhelming. At Avner Gat, Inc., we specialize in advocating for policyholders, ensuring you receive the full settlement you’re entitled to under your insurance policy.

What is a Public Adjuster?

A public adjuster is a licensed professional who represents you, the policyholder, in the insurance claims process. Unlike insurance company adjusters, who prioritize their employer’s interests, we work exclusively for you—assessing damages, interpreting policy terms, and negotiating settlements to maximize your payout.

Insurance Adjuster vs Public Adjuster

Why Choose Avner Gat, Inc.?

When handling an insurance claim, you need a dedicated professional who will fight for your best interests—not the insurance company’s. Here’s why homeowners and business owners in San Diego trust us:

  • Over 20 Years of Experience: We understand insurance policies inside and out, ensuring you receive the highest possible settlement.
  • We Work for You, Not the Insurance Company: Unlike adjusters hired by the insurer, we advocate only for you to secure the compensation you deserve.
  • No Upfront Retainer: We work on a contingency basis—if you don’t get paid, neither do we.
  • Proven Success Against Major Insurance Providers – We have a strong track record of negotiating claims with State Farm, Allstate, Farmers, USAA, and more.
  • Faster & Larger Settlements – Our expertise helps you secure more money in less time.
  • Personalized Service – No automated systems—just real professionals guiding you through every step of the claims process.

Our Public Adjusting Services

At Avner Gat, Inc., we provide comprehensive public adjusting services, including:

Damage Evaluation

We conduct a thorough assessment of your property to determine the full extent of the damages. Our experts ensure that all necessary repairs and expenses covered by your insurance policy are accounted for.

Policy Interpretation

We carefully review your insurance policy to clarify your coverage, exclusions, and limitations, ensuring you fully understand your rights.

Claim Preparation & Submission

Our public adjusters prepare and file your claim, ensuring all required documents and supporting evidence are submitted to your insurance company promptly.

Negotiation with Insurance Companies

We act as your advocate, negotiating with the insurance company to maximize your settlement and resolve any disputes that arise.

Assistance in Appraisals

Our public adjusters assist your appraiser during the appraisal process, providing support and guidance to help them advocate for your best interests.

Paperwork Assistance

Insurance claims involve extensive paperwork. Our team ensures all forms are accurately completed and submitted on time, eliminating unnecessary delays.

Frequently Asked Questions

Businessman with house and FAQ objects about insurance claims

At Avner Gat, Inc., our experienced public adjusters offer invaluable services to simplify the insurance claims process.

  • Thorough Damage Assessment – We evaluate all damages to ensure you receive the full payout you’re entitled to.
  • Policy Clarification – We help you understand exactly what’s covered and what’s not.
  • Complete Claim Handling – From filing paperwork to gathering evidence, we manage your claim from start to finish.
  • Expert Negotiation – Our adjusters fight on your behalf to secure the highest possible settlement based on your insurance policy.
  • Dispute Resolution – If a disagreement arises, we advocate for your best interests.
  • Stress-Free Process – We handle the entire claims process, so you can focus on recovery.

To learn more, be sure to read our blog, “The Benefits of Hiring a Public Adjuster for Your Insurance Claim.”

Looking for an experienced public adjuster in San Diego? Here are some tips:

  1. Ask for Recommendations – Check with friends, family, or colleagues for referrals.
  2. Search Online – Use platforms like Google, Yelp, or the Better Business Bureau to find highly rated public adjusters.
  3. Verify Licensing – Ensure the adjuster is licensed and in good standing with the California Department of Insurance.
  4. Schedule a Consultation – Meet with potential adjusters to discuss their experience and approach.
  5. Check References – Request testimonials or case studies from past clients.

Yes! Public adjusters specialize in policy interpretation, damage evaluation, and negotiation, often securing settlements far greater than what insurers initially offer.

Not sure when to reach out? Here are the best times to hire a public adjuster to ensure you receive the full compensation you deserve:

Immediately After a Loss

If your home or business has suffered damage from fire, water, storms, or another disaster, contacting a public adjuster as soon as possible is crucial. The earlier we get involved, the stronger your claim will be. 

Before Filing a Claim

Many policyholders file claims without fully understanding their policy, leading to delays, denials, or lower payouts than they should receive. A public adjuster can review your insurance policy before you submit your claim, ensuring that all potential losses are included and that you take the best approach.

If Your Claim Was Underpaid

Insurance companies often undervalue claims to save money, offering settlements that don’t fully cover the cost of repairs or replacement. If you feel your payout is too low, a public adjuster can analyze the offer, identify discrepancies, and negotiate a higher settlement on your behalf. 

When You Feel Overwhelmed

Handling an insurance claim can be time-consuming, frustrating, and complex, especially if you’re already dealing with property damage or loss. Between gathering evidence, completing paperwork, and negotiating with insurance adjusters, the process can quickly become overwhelming.

Corona
2097 W Ontario Ave,
Corona, CA 92882

Feel free to contact us and arrange your initial consultation with a member of our team today without any delay.