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We protect homeowners from the games and fine print insurance companies are known for.

AVNER GAT / President

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Do you have a question about your homeowners insurance claim? Give us a call and we’d be happy to talk to you about your situation.

Public Adjuster in Port Hueneme

We are a major public adjuster firm in Port Hueneme. We have extensive experience in both residential and commercial claims, and we can provide you with the expertise you need to succeed in your insurance claim! What exactly is the role of a public adjuster? In the event that your insurance claim is rejected or undervalued, we can provide you with a second opinion!

When you file an insurance claim, your insurance company will send their adjuster to assess the damage to your property and determine how much the renovations or repairs should cost. This adjuster works for the insurance company, and at the end of the day, they protect their employer’s financial interests. As public adjusters, we take care of YOU! We will conduct an independent assessment to ensure that the insurance company fulfills all of its obligations under your policy and help you receive the maximum benefits you’re entitled to!

Why do you need public adjusters in Port Hueneme?

Most policyholders do not have much experience in negotiating with their insurance companies because most people do not usually experience human-made or natural disasters regularly. An early mistake can lead to a rejected or lesser claim, and you could end up losing thousands of dollars! Although your insurance company is required to inform you of all coverages under your policy, they generally do not disclose or explain this information, so you may not be aware of what you are actually entitled to. A public adjuster can review your policy and help you understand what your policy cover.

You should know that insurance companies often ask leading questions and misinterpret your words and actions according to their needs. This practice allows them to reduce the value of the damage you suffer, or even all-out, reject your claim. A public adjuster can step in to fight for you.

Port Hueneme is a beach town encircled by the city of Oxnard and the Santa Barbara Channel. It is a port city boasting higher productivity and lower congestion. The weather in Port Hueneme is the same as Southern California hot and dry summer and moderate winters. The Lighthouse Promenade and palm trees beach park provide Port Hueneme with R & R opportunity such as its Spanish name suggest – a “Resting Place”. 

One of the biggest threats on Port Hueneme is ocean flooding due to erosion of its beaches. Port Hueneme holds a high rate of flooding relative to Southern California and the national average. In addition to floods, Port Hueneme is not exempt from its share of wildfires and other Southern California towns and cities. Port Hueneme is also situated in an area vulnerable to earthquakes; the last one occurred on January 2nd, 2020.

Whether you suffer from firewater damage, earthquake, or theft, you can benefit from working with our public adjusters!

What Can We Do For You?

At Avner Gat, we work to ensure that you receive every dollar you’re entitled to under your policy. We offer our services free of charge. The public adjusters at Port Hueneme work on a commission basis. We base our fees on the percentage of claim payments we bring to you, which motivates us to bring you the maximum amount that you’re entitled to within your policy, in the shortest amount of time. If your property has been damaged recently, contact us to discuss your claim.

Do not agree to settle for less when your insurance claim is denied or underestimated. We at Avner Gat Inc. have been around for decades because we believe you deserve to receive the maximum benefits under your insurance policy!

Reach out today for your initial meeting with one of our team members.​