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#1 Public Adjuster in Los Angeles

When disaster strikes your home or business in Los Angeles, navigating the complexities of insurance claims can be overwhelming. At Avner Gat, Inc., we specialize in representing policyholders, ensuring you receive the full compensation you’re entitled to under your insurance policy.

What is a Public Adjuster?

A public adjuster is a licensed professional who advocates exclusively for you, the policyholder, during the insurance claims process. Unlike insurance company adjusters who protect their employer’s interests, we work solely on your behalf to assess damages, interpret policy language, and negotiate settlements that reflect your best interests.

Insurance Adjuster vs Public Adjuster

Why Choose Avner Gat, Inc.?

When dealing with an insurance claim, you need a trusted advocate who fights for your best interests—not the insurance company’s. Here’s why homeowners and business owners in Los Angeles choose us:

  • 20+ Years of Experience: We know insurance policies inside and out, ensuring you get the maximum settlement.
  • We Work for You, Not the Insurance Company: Unlike insurance adjusters who protect their employer, we fight for your full compensation based on your insurance policy.
  • No Upfront Retainer: We work on a contingency basis—if you don’t get paid, we don’t get paid.
  • Proven Success Against Major Insurers: We’ve successfully handled claims with State Farm, Allstate, Farmers, USAA, and more.
  • Faster & Higher Settlements: We negotiate aggressively to get you more money, faster.
  • Personalized, Hands-On Service: No automated systems—just real experts guiding you every step of the way.

Our Public Adjusting Services

At Avner Gat, Inc., we offer comprehensive public adjusting services, including:

Evaluation of damages

Our public adjusters will thoroughly assess the extent of the damage to your property and provide an accurate evaluation of the cost of repairs. We ensure that all damages and expenses you are entitled to under your insurance policy are taken into account.

Interpretation of insurance policies

We review your insurance policy to ensure that you understand your coverage and identify any exclusions or limitations that may impact your claim.

Preparation of insurance claims

Our public adjusters will prepare and submit the insurance claim on your behalf. We work with the insurance company to provide all necessary documentation and information to support your claim.

Negotiation with insurance companies 

Our public adjusters act as your advocate and negotiate with the insurance company on your behalf to ensure that you receive a fair and full settlement. We will resolve any disputes or disagreements that may arise during the claims process.

Assistance During Appraisal

If necessary, our public adjusters can assist the appraiser representing you during the appraisal process. While we do not provide direct representation in the appraisal, we offer support and guidance to ensure your appraiser has the necessary information to advocate for your best interests.

Assistance with paperwork

We understand that dealing with the paperwork required to support your insurance claim can be exhausting. Our team will ensure that all necessary forms and documents are completed accurately and submitted on time.

Frequently Asked Questions

At Avner Gat, Inc, our team of public adjusters provides a range of valuable services to help you navigate the insurance claims process.

Evaluation of damages

Our public adjusters will thoroughly assess the extent of the damage to your property and provide an accurate evaluation of the cost of repairs. 

Interpretation of insurance policies

We review your insurance policy to ensure that you understand your coverage and identify any exclusions or limitations that may impact your claim.

Preparation of insurance claims

Our public adjusters will prepare and submit the insurance claim on your behalf. We work with the insurance company to provide all necessary documentation and information to support your claim.

Negotiation with insurance companies 

Our public adjusters act as your advocate and negotiate with the insurance company on your behalf to ensure that you receive a fair and full settlement. 

Representation in appraisal

If necessary, our public adjusters can represent you during the appraisal process. An appraisal is a formal review of the insurance claim and is used to resolve disputes about the value of the damage.

Assistance with paperwork

We understand that dealing with the paperwork required to support your insurance claim can be exhausting. Our team will ensure that all necessary forms and documents are completed accurately and submitted on time.

To learn more, be sure to read our blog, The Benefits of Hiring a Public Adjuster for Your Insurance Claim.”

Looking for a qualified and experienced public adjuster in Los Angeles? Here are some tips to help you find the right one.

  • Ask for Recommendations: Reach out to friends, family, or colleagues for trusted referrals.
  • Search Online: Explore review platforms like Google, Yelp, and the Better Business Bureau to find highly-rated adjusters.
  • Verify Licensing: Confirm that the adjuster holds a valid license and is in good standing with the California Department of Insurance.
  • Schedule a Consultation: Arrange meetings with potential adjusters to evaluate their expertise and approach.

Check References: Request feedback from previous clients through testimonials or case studies.

Yes! Public adjusters are skilled in policy interpretation, damage assessment, and negotiation, often securing higher settlements than insurance companies initially offer.

Are you wondering when the best time to contact a public adjuster is? Here are some tips to help you decide

Immediately after the loss

If you have experienced property damage or loss, it’s important to contact a public adjuster as soon as possible. 

Before filing a claim

Consulting with a public adjuster before filing an insurance claim can be beneficial. They can help you understand your policy and guide you on the best approach to take when filing your claim.

If you feel that your claim has been underpaid

If you feel that the settlement offer from your insurance company is inadequate, a public adjuster can help you understand why and negotiate for a fairer settlement.

If you are feeling overwhelmed

Dealing with property damage or loss can be stressful, and a public adjuster can help alleviate that stress by taking the lead on your claim, handling paperwork and negotiations, and providing you with peace of mind.

Los Angeles
1026 S Broadway #613
Los Angeles, CA 90015
Reach out today for your initial meeting with one of our team members.