We protect homeowners from the games and fine print insurance companies are known for.

AVNER GAT / President


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How can we help you?

Do you have a question about your homeowners insurance claim? Give us a call and we’d be happy to talk to you about your situation.

#1 Public Adjusters in Costa Mesa, CA

If you are looking for a qualified, experienced public adjuster in Costa Mesa to manage your homeowners insurance claim, you’ve come to the right place!. The seasoned public adjusters at Avner Gat, Inc. are eager to learn more about how we can assist you.

Suffering damages to your Costa Mesa home, business, or personal property due to a sudden and accidental event can leave you feeling frustrated and helpless. Unfortunately, insurance companies are often unwilling to fully assist you because now that your interests are at odds because filing a strong claim only increases the chances they will have to pay you more.

Insurance companies use the fine print in your homeowners’ insurance policy to their advantage in order to limit their liability or pay less than what you are entitled to. If you suffered damages caused by a covered event, speak to Avner Gat, Inc. We might be able to assist you in getting the most out of your claim!

Avner Gat, Inc. helps clients who have suffered property damage after a covered event to receive the best settlement offer possible under their homeowners insurance policy.

Do You Need a Costa Mesa Public Adjuster?

When you file a homeowners’ insurance claim, your insurance provider assigns it to an insurance adjuster that they employ to mitigate their own liability and look after their best interests.

Public adjusters work for YOU, not your insurance company!

Most homeowners can manage small and straightforward insurance claims. However, if you have a large or complex homeowners insurance claim, contacting a public adjuster can have a significant impact on the outcome of your settlement.

Why Hire Avner Gat, Inc. As Your Public Adjuster?

At the end of the day, our primary goal is to deliver our clients results!

  • Reputation – Avner Gat, Inc. is one of the most reputable public adjusters in the Greater Los Angeles area and throughout Southern California.
  • Experience – Our team has more than years of experience helping our clients get the settlement they are entitled to under their homeowners’ insurance policy.
  • Expertise – Public adjusters interpret policies and negotiate with insurance companies on a daily basis, so we know how to get you a fair settlement and fast.
  • Save You Time – Managing a sizable insurance claim takes a lot of care, attention and time. Hiring professionals like Avner Gat, Inc. to handle the details can save you time and headaches.
  • Negotiate on Your Behalf – The average homeowner is unequipped to go head to head with an insurance adjuster and their arsenal of negotiation tactics. Hiring Avner Gat, Inc. levels the playing field!
  • Fast Submission – Compiling and submitting the necessary insurance claim paperwork quickly and efficiently is what we do best.
  • 5-Star Service – Avner Gat, Inc. is known for our fast, friendly, and efficient service. Our 100+ 5-star client testimonials on Yelp is proof of our commitment to helping our clients.

The three main types of property damage are:

  • Fire damage
  • Water damage
  • Earthquake damage.

Does Homeowners Insurance Cover Earthquake Damage?

Standard homeowners insurance doesn’t cover earthquake damage. You need a dedicated earthquake insurance policy to enjoy earthquake coverage.

Does Homeowners Insurance Cover Fire Damage?

Most homeowners insurance policies cover fire damage depending on the conditions surrounding the event.

However, fire damage claims are often complex and notoriously difficult to submit due to all the factors involved. For example, fire damage is often accompanied by smoke and water damage and fires often leave invisible damage you might not be aware of unless you know what to look for.

If you’ve suffered property damage from a fire, we would be happy to evaluate your claim and make sure you get a fair and comprehensive settlement offer.

Does Homeowners Insurance Cover Water Damage?

Water damage claims are the second most common type of homeowner insurance claims (following wind & hail damage).

Although most homeowners insurance policies cover water damage, covered events are typically limited to water damage that results from water that hasn’t entered your home from the ground or sewer. Moreover,, standard homeowners insurance policies don’t cover flood damage. Water damage caused by flooding is only covered by a separate flood insurance policy.

Have you suffered damage to your property in Costa Mesa?

Call us now at (818) 917-5256 for a free, no-strings-attached consultation to find out how we can help you.