We protect homeowners from the games and fine print insurance companies are known for.

AVNER GAT / President

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How can we help you?

Do you have a question about your homeowners insurance claim? Give us a call and we’d be happy to talk to you about your situation.

#1 Public Adjusters in Altadena

Avner Gat Inc. is the leading firm of public adjusters in Altadena. We have extensive experience in both residential and commercial claims, and we can provide you with the expertise you need to succeed in your insurance claim! What exactly is the role of a public adjuster? In the event that your insurance claim is rejected or undervalued, we can provide you with a second opinion. We also advocate for you throughout the claims process.

When you file an insurance claim, your insurance company will send their adjuster to assess the damage to your property and determine how much the renovations or repairs should cost. This adjuster works for the insurance company, and at the end of the day, they protect their employer’s financial interests. As public adjusters, we take care of YOU! We will conduct an independent assessment to ensure that the insurance company fulfills all of its obligations under your policy and help you receive the maximum benefits you’re entitled to!

Why do you need public adjusters in Altadena?

Most policyholders do not have much experience in negotiating with their insurance companies because natural disasters do not occur on a regular basis. Unfortunately, an early mistake in the paperwork can lead to a rejected or undervalued claim, and you could end up losing thousands of dollars! Although your insurance company is required to inform you of all coverages under your policy, they generally do not disclose or explain this information, so you may not be aware of what you are actually entitled to. A public adjuster can review your policy and help you understand your coverage limits.

You should know that insurance companies often ask leading questions and misinterpret your words and actions according to their needs. This practice allows them to reduce the value of the damage you suffer, or even all out, reject your claim. A public adjuster can step in to fight for you.

Located just north of Pasadena in the foothills of the Angeles National Forest, Altadena is home to a growing number of residents. It is also home to the famous Janes Village neighborhood. In Janes Village, visitors can see about 200 heritage homes designed by Elisha Janes in the 1920s. Most of the architecture in the neighborhood is Tudor-style, with the exception of homes in the so-called “Millionaires Row.” 

Unfortunately, owners of these beautiful heritage homes can often find themselves struggling to rebuild after a natural disaster. This is because reconstructing historic buildings is highly-regulated and can be very costly. Worse still, Altadena is at high-risk for wildfires due to the Mediterranean climate, hot summers, and autumn Santa Ana winds. Recently, during the Bobcat fire of 2020, dozens of residents were forced to evacuate, with many returning home to find severe damage.. Although it is impossible to predict when the next wildfire might strike, Altadena residents can prepare for the future by investing in a comprehensive homeowners insurance policy.  If your property has already sustained damage from a natural disaster, call Avner Gat and see how our Altadena public adjusters can assist with your insurance claim.

What Can We Do For You?

At Avner Gat Inc., we work to ensure that you receive every dollar you’re entitled to under your policy. We offer our services free of charge. The public adjusters at Altadena work on a commission basis. We base our fees on the percentage of claim payments we bring to you. Under this fee structure, you can rest assured that we’re motivated  to bring you the maximum amount that you’re entitled to within your policy, in the shortest amount of time. If your property has been damaged recently, contact us to discuss your claim.

Do not agree to settle for less when your insurance claim is denied or underestimated. We’ve been serving clients for decades because we believe you deserve to receive the maximum benefits under your insurance policy!

Reach out today for your initial meeting with one of our team members.​