Public Adjusters vs. Independent Adjusters
Public Adjusters vs. Independent Adjusters When you file a claim for a covered event under your homeowners or business insurance policy, your insurer will assign an adjuster to handle the claim. Many people are not aware there are different types of adjusters or cannot tell
What Kind of Insurance Does Your Public Adjuster Need?
What Kind of Insurance Does Your Public Adjuster Need? Many states require public adjusters to be licensed. It includes having the necessary “insurance” in the form of a surety bond. Licensing procedures vary from state to state but public adjusters will typically have to comply
How Insurance Companies Handle Fire Sprinkler Malfunctions
How Insurance Companies Handle Fire Sprinkler Malfunctions An effective fire sprinkler system can save lives, reduce injuries, and limit property damage. And it might also lower your insurance premium. Automatic extinguishing systems (AES) such as water-based fire sprinklers may create savings for insurance companies if
Beware of Improper Insurance Claim Denials for Water Damage
Beware of Improper Insurance Claim Denials for Water Damage Many homeowners pay their insurance premiums for years thinking they are adequately insured against events such as water damage. When they do eventually file a claim for water damage, they are shocked and angry when their
Concurrent Causation: Explained by a Public Adjuster
Concurrent Causation: Explained by a Public Adjuster Causality or causation is the relationship between cause and effect. For example, if we eat too much junk food and don’t exercise (cause), we’ll gain weight (effect). It seems straightforward and logical. However, causation, and especially concurrent causation,
5 Ways a Commercial Public Adjuster Can Help Your Business
Reasons to Hire a Commercial Public Adjuster for Your Business Loss One of the most difficult challenges a business owner might face is property damage and losses caused by an unforeseen event. Running a business takes hard work, and dealing with an event that affects
4 Ways Technology Is Changing Homeowners Insurance Claims
4 Ways Technology Is Changing Homeowners Insurance Claims The use of technology by insurance companies to better serve their customers has increased exponentially over the last decade. And the trend is showing no signs of slowing down. But it goes far beyond just providing better
Questions to Ask Your Insurance Provider About Wildfires
Questions to Ask Your Insurance Provider About Wildfires Wildfires cost the United States billions of dollars every year. Their impact can be devastating to both the environment and people’s lives. The 2020 wildfires in California are a good case in point and highlighted the seriousness
How to Hire an Insurance Claim Contractor
How to Hire an Insurance Claim Contractor Dealing with a homeowners insurance claim and the insurance adjuster that’s been appointed by your insurance company can be difficult. However, it’s often a walk in the park compared to dealing with an insurance claim contractor. You typically
How Do I Know I Am Dealing With a Licensed Public Adjuster?
How Do I Know I Am Dealing With a Licensed Public Adjuster? Many people are not aware of the laws governing public adjusters. When you are dealing with a large or complicated insurance claim, you might need the services of a licensed public adjuster. The
