How Earthquake Insurance Policies Changed after the Northridge Earthquake
How Earthquake Insurance Policies Changed after the Northridge Earthquake In 1994, Southern California was rocked by a 6.7 magnitude earthquake. The earthquake originated in the San Fernando Valley, with the city of Northridge as the epicenter. It devastated the surrounding areas – turning freeways to
Why Your Insurance Company Won’t Pay for Your Water Damage
Why Your Insurance Company Won’t Pay for Your Water Damage When you’re suddenly struck by water damage in your home or business, it can feel like everything is working against you. After faithfully paying your insurance premiums every month for years, you expect that your
Water Damage in West Hills
Water Damage in West Hills For over 15 years, I’ve represented homeowners in front of large insurance companies. I spend my days assisting my clients in the preparation, presentation, negotiation, and adjustment of their insurance claims. Today, I’m sharing an experience I had while handling a water
Property Damage in Studio City
Property Damage in Studio City For over 15 years, I’ve represented homeowners in front of large insurance companies. I spend my days assisting my clients in the preparation, presentation, negotiation, and adjustment of their insurance claims. Today, I’m sharing an experience I had while handling a property
Building Code Upgrade Coverage: Do You Need It?
Building Code Upgrade Coverage: Do You Need It? Building codes change on a regular basis to improve the way we build. It reflects new and improved construction practices, technology advancements, and safety protocols. As codes change, it has a direct impact on your property should
Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry
Accessory Accidents: A Guide to Insurance Coverage Limits for Jewelry How much is your jewelry worth? How much would it cost to replace? As Los Angeles public adjusters, we’ve spent decades assisting local homeowners with insurance claims. In this city of lights and dazzling luxury,
Common Mistakes in Homeowner Insurance Claims
Common Mistakes in Homeowner Insurance Claims As public adjusters, we’ve helped hundreds of families negotiate their homeowners’ insurance claims. For over 15 years, we’ve taken cases involving fire damage, water damage, earthquakes, floods, theft, and wind damage. While every claim is unique, there are certain
How do I know if I need renters insurance?
How do I know if I need renters insurance? Do you currently rent an apartment or home? If the answer is yes, then you need renters insurance. It’s really as simple as that. Renters insurance is critical for anyone, and we can’t stress this enough
Your Homeowner’s Insurance Checklist for Buying a New House
Your Homeowner’s Insurance Checklist for Buying a New House Congratulations on your new home! As you prepare to relocate, you’ll have dozens of tasks on your plate, such as changing your address with the post office and scheduling movers. It’s understandable that your homeowners insurance
Guide to Additional Living Expenses (ALE) Coverage
Guide to Additional Living Expenses (ALE) Coverage Not all homeowners know or understand the fine print in their homeowners insurance policy. But they know they have insurance cover for certain events that might cause damage to their home or belongings. However, most never contemplate what
