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AVNER GAT / President
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Water Damage in Porter Ranch
Water Damage in Porter Ranch For over 20 years, I’ve represented homeowners in front of large insurance companies. I spend my days assisting my clients in the preparation, presentation, negotiation, and adjustment of their insurance claims. Today, I’m sharing an experience I had while handling
Handling Wind Damage to Your Roof
Handling Wind Damage to Your Roof High-velocity winds can pose a threat to your home and property, including your vehicles and external structures. A few preventative measures, along with a basic understanding of your insurance policy, might help you lower the risk of wind damage
What are Home Insurance Special Limits?
What are Home Insurance Special Limits? Read the title of this article and thought: “What DOES Homeowners Insurance Cover”? Realized you don’t know the special limits of your policy? You’re not alone! Many policyholders will sign on the dotted line without being fully aware of the limits
What is the California Department of Insurance
What is the California Department of Insurance Have you heard of the California Department of Insurance? Many homeowners and California residents don’t fully understand the purpose and function of the California Department of Insurance. The organization, often referred to as “CDI” was first established in
Four Signs You Might Need A Public Adjuster
4 Signs That You Need a Public Adjuster Filing an insurance claim is a stressful experience for any homeowner. Every insurance claim is unique, so you may be wondering if public adjusters are right for you. After you’ve suffered a loss, the last thing you want
Warm Spot on Floor? It Could Be a Slab Leak
Warm Spot on Floor? It Could Be a Slab Leak! A warm spot on your floor is often no reason for concern. That’s unless it’s a slab leak in which case you need to have it fixed before you suffer major water damage. The problem
What to Know About Homeowners Insurance Claims for Theft
What to Know About Homeowners Insurance Claims for Theft Walking into your house to discover you have been burgled will leave most people feeling violated. The idea of someone invading your privacy or safe space and going through your personal belongings can be traumatic. In
Top Safety Precautions You Should Take When Faced with Water Damage
Top Safety Precautions You Should Take When Faced with Water Damage Though water damage may not seem as dangerous as an earthquake or wildfire, it can pose a serious risk. Even if the water damage seems contained or minimal, you will need to have the
Distinguishing Water Damage from Flood Damage
Top Safety Precautions You Should Take When Faced with Water Damage When your home suffers water damage, a lot of things run through your mind. You might wonder whether you will be able to restore your personal belongings or if you’ll need to replace your furniture.
Why You Should Get a Second Opinion on Your Insurance Claim
Why You Should Get a Second Opinion on Your Insurance Claim Getting a second opinion on important matters, such as whether or not you need surgery, is considered normal and prudent. We typically have nothing to lose by getting a second opinion, but a lot